Privacy Policy

This Privacy Policy describes how AbroadLedger collects, uses, and shares personal information when you use the Service.

1. Information we collect

• Contact information. Your email address, provided when you request a free risk check or purchase a report.
• Questionnaire responses. Information you submit about your residency, citizenship, time spent in countries, income types and ranges, assets, and filing history. We do not request government identification numbers, account numbers, or exact financial figures.
• Payment information. Payments are processed by Stripe. We receive confirmation of payment status and the email address associated with the purchase. We never receive or store your card details.
• Technical information. Standard server logs (such as IP address and browser type) may be processed by our hosting provider for security and operational purposes.
• Documents you upload (Deepdive only). If you choose the Verified Deepdive tier, you may upload documents such as a passport photo page, a tax return, a bank statement, a payslip or employment contract, or a property document. Uploading is optional, and you choose which documents, if any, to provide. These documents are held in your own browser until checkout and are then sent to our systems only to extract the facts needed for your report.

2. How we use your information

• To generate and deliver the report or risk summary you requested. Your questionnaire responses are processed by automated systems to produce your report.
• To send transactional emails related to your purchase or request.
• To send occasional marketing communications about our products, where permitted. Every marketing email includes an unsubscribe link, and you may opt out at any time.
• To operate, secure, and improve the Service.
• For the Verified Deepdive tier, to extract relevant facts from the documents you upload so your report can reflect them. Extraction is performed by automated systems for the sole purpose of preparing your report.

3. Service providers

We share personal information only with the service providers needed to operate the Service:

• Stripe (payment processing). Questionnaire responses associated with a purchase are stored in the related payment session record to enable delivery of your report.
• Resend (email delivery and contact list management).
• Cloudflare (website hosting and infrastructure).
• Automated document-processing provider (Verified Deepdive only). Documents you upload are sent to a third-party processing provider solely to extract the facts needed for your report. The provider processes the documents to return that information and does not use your documents to build or train its own products.

Each provider processes data under its own privacy terms. We do not sell personal information, and we do not share it with third parties for their own advertising purposes.

4. Data retention

We retain contact information and purchase records for as long as needed to provide the Service, comply with legal obligations (including tax and accounting requirements), and resolve disputes. You may request deletion of your data at any time as described below.

Deepdive documents. Documents you upload for the Verified Deepdive tier are held in your own browser until checkout and are sent to our systems only to extract the facts needed for your report. They are not added to any marketing list and are not retained beyond what is needed to prepare and deliver your report. If you would like any uploaded document deleted sooner, contact us using the details in the Contact section.

5. Your rights

Depending on your place of residence, you may have rights to access, correct, export, or delete the personal information we hold about you, and to object to or restrict certain processing. To exercise any of these rights, contact us at the address in the Contact section. We will respond within the timeframe required by applicable law. You may unsubscribe from marketing emails at any time using the link in any such email.

6. Cookies

The Service does not use advertising or cross-site tracking cookies. Essential cookies may be set by our payment processor during checkout to enable secure payment.

7. International transfers

Our service providers may process data in countries other than your own. Where required, transfers are protected by appropriate safeguards such as standard contractual clauses.

8. Children

The Service is not directed to persons under 18 years of age, and we do not knowingly collect personal information from them.

9. Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be indicated by updating the "Last updated" date on this page.